Insurance type
Critical Illness Insurance
A financial safety net when health takes an unexpected turn
Critical illness insurance provides a tax-free lump-sum payment if you're diagnosed with a covered condition such as cancer, heart attack, or stroke. The money is yours to use however you need — whether that's covering treatment costs, replacing lost income, or making lifestyle adjustments during recovery.
Key features
- Tax-free lump-sum payout upon diagnosis
- Covers 25+ critical conditions with most carriers
- Use the money however you choose
- Available as standalone or as a rider on life insurance
- Return-of-premium option available
Ideal for
- Self-employed individuals without group benefits
- Families with a single income earner
- Anyone with a family history of critical illness
- Supplementing existing health coverage
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